{"id":21584,"date":"2021-11-16T13:50:33","date_gmt":"2021-11-16T12:50:33","guid":{"rendered":"https:\/\/mailcommsgroup.com\/blog\/step-by-step-validation-of-a-signatorys-identity-by-using-the-onespan-sign-identity-verification-tool\/"},"modified":"2023-09-08T09:28:41","modified_gmt":"2023-09-08T07:28:41","slug":"step-by-step-validation-of-a-signatorys-identity-by-using-the-onespan-sign-identity-verification-tool","status":"publish","type":"post","link":"https:\/\/mailcommsgroup.com\/en\/blog\/step-by-step-validation-of-a-signatorys-identity-by-using-the-onespan-sign-identity-verification-tool\/","title":{"rendered":"Step by step. Validation of a signer&#8217;s identity using OneSpan Sign identity verification tool"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_single_image image=&#8221;8416&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221;][vc_column_text css=&#8221;.vc_custom_1677669117162{margin-bottom: 30px !important;}&#8221;]OneSpan Sign now includes <a href=\"https:\/\/www.onespan.com\/products\/identity-verification\" target=\"_blank\" rel=\"noopener\"><br \/>\n  <u>identity document verification<\/u><br \/>\n<\/a><a href=\"#_ftn1\" name=\"_ftnref1\"><\/a> as a method of authenticating the signer to validate their identity before they have access to important contracts and agreements. Verification of a valid identity document provides a higher level of identification, ensuring that people are who they say they are and also offers anti-fraud protection in each company&#8217;s processes.<\/p>\n<p>On the other hand, by combining enhanced identity verification with an e-signature solution, organizations streamline a wide range of financial services agreement processes, including account opening and <em>onboarding<\/em> processes, lending and vehicle financing, among others.<\/p>\n<p>In the identity verification process, the signer is authenticated in real time through a photo of his\/her passport or government-issued identity card and a <em>selfie<\/em>. <em>Machine learning<\/em> algorithms analyze the authenticity of the document provided and extract biometric data from the <em>selfie <\/em>to compare it with the photo of the DNI, NIE or passport. If successful, the user can access the documentation to sign and complete the process digitally.<\/p>\n<p>In this post we will show you how to use identity verification in a mediated agreement scenario, with a bank advisor sending an account opening form to a client.<\/p>\n<h2>How to use ID verification in OneSpan Sign<\/h2>\n<p><em><u>Setting up a transaction for the verification of an identity document (sender)<\/u><\/em><\/p>\n<p>To begin, the advisor selects &#8220;New Transaction&#8221; and gives it a name.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-8417\" src=\"https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-02-sender.png\" alt=\"Setting up a transaction for the verification of an identity document  \" width=\"1920\" height=\"938\" srcset=\"https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-02-sender.png 1920w, https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-02-sender-300x147.png 300w, https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-02-sender-1024x500.png 1024w, https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-02-sender-768x375.png 768w, https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-02-sender-1536x750.png 1536w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>The professional selects a previously created template and clicks on the &#8220;Create&#8221; button to continue.<br \/>\n<img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-8418\" src=\"https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-03-sender.png\" alt=\"\" width=\"1920\" height=\"935\" srcset=\"https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-03-sender.png 1920w, https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-03-sender-300x146.png 300w, https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-03-sender-1024x499.png 1024w, https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-03-sender-768x374.png 768w, https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-03-sender-1536x748.png 1536w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>In this step, the advisor enters the data of the recipient who needs to electronically sign the account opening form.<br \/>\n<img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-8419\" src=\"https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-04-sender.png\" alt=\"\" width=\"1904\" height=\"936\" srcset=\"https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-04-sender.png 1904w, https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-04-sender-300x147.png 300w, https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-04-sender-1024x503.png 1024w, https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-04-sender-768x378.png 768w, https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-04-sender-1536x755.png 1536w\" sizes=\"auto, (max-width: 1904px) 100vw, 1904px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>In the &#8220;Recipient Configuration&#8221; section, the consultant selects &#8220;Authentication&#8221;. There are several verification and identification options available in OneSpan Sign, such as <b>email<\/b>, <b>SMS<\/b>, <b>Q&amp;<\/b>A, <b>document verification only<\/b> and <b>document verification with facial comparison<\/b>.<br \/>\n<img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-8420\" src=\"https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-05-sender.png\" alt=\"\" width=\"1906\" height=\"939\" srcset=\"https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-05-sender.png 1906w, https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-05-sender-300x148.png 300w, https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-05-sender-1024x504.png 1024w, https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-05-sender-768x378.png 768w, https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-05-sender-1536x757.png 1536w\" sizes=\"auto, (max-width: 1906px) 100vw, 1906px\" \/><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-8421\" src=\"https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-06-sender.png\" alt=\"\" width=\"1904\" height=\"934\" srcset=\"https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-06-sender.png 1904w, https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-06-sender-300x147.png 300w, https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-06-sender-1024x502.png 1024w, https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-06-sender-768x377.png 768w, https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-06-sender-1536x753.png 1536w\" sizes=\"auto, (max-width: 1904px) 100vw, 1904px\" \/><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-8408\" src=\"https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-07-sender.png\" alt=\"\" width=\"1907\" height=\"936\" srcset=\"https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-07-sender.png 1907w, https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-07-sender-300x147.png 300w, https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-07-sender-1024x503.png 1024w, https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-07-sender-768x377.png 768w, https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-07-sender-1536x754.png 1536w\" sizes=\"auto, (max-width: 1907px) 100vw, 1907px\" \/><\/p>\n<p>For identity verification, the bank professional has two options:<\/p>\n<ul>\n<li><strong>Document verification only:<\/strong>allows the signer to validate his\/her identity by means of his\/her government-issued photo ID only.<\/li>\n<li><strong>Document verification with facial comparison: <\/strong>the signatory validates his identity with his official identity document and a <em>selfie<\/em>, which is then taken and provides an additional layer of security in the process.<\/li>\n<\/ul>\n<p>In this example, the bank advisor will select &#8220;Document verification with facial comparison&#8221; and then click &#8220;Save&#8221; and &#8220;Next&#8221;.<br \/>\n<img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-8409\" src=\"https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-08-sender.png\" alt=\"\" width=\"1907\" height=\"936\" srcset=\"https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-08-sender.png 1907w, https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-08-sender-300x147.png 300w, https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-08-sender-1024x503.png 1024w, https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-08-sender-768x377.png 768w, https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-08-sender-1536x754.png 1536w\" sizes=\"auto, (max-width: 1907px) 100vw, 1907px\" \/><\/p>\n<p>Once it is confirmed that all signature blocks are placed in the correct locations within the document, the transaction is ready. The advisor clicks on &#8220;Submit for signature&#8221; to submit the account opening form for signature.<br \/>\n<img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-8411\" src=\"https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-09-sender.png\" alt=\"\" width=\"1918\" height=\"938\" srcset=\"https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-09-sender.png 1918w, https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-09-sender-300x147.png 300w, https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-09-sender-1024x501.png 1024w, https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-09-sender-768x376.png 768w, https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-09-sender-1536x751.png 1536w\" sizes=\"auto, (max-width: 1918px) 100vw, 1918px\" \/><\/p>\n<p><i><u>Validation of identity documents and signature (signatory)<\/u><\/i><\/p>\n<p>It is time for the signatory to validate his or her identity.<\/p>\n<p>The signatory accesses the transaction from his\/her e-mail and clicks on &#8220;Go to documents&#8221;.<br \/>\n<img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-8410\" src=\"https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-09-IDV-signer-1.gif\" alt=\"\" width=\"1520\" height=\"745\"><\/p>\n<p>A screen appears asking the signer to accept and consent to verify his or her identity.<br \/>\n<img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-8412\" src=\"https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-10-IDV-signer-2.gif\" alt=\"\" width=\"1520\" height=\"745\"><\/p>\n<p>The signatory then chooses the document he\/she would like to verify and the country of issuance.<br \/>\n<img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-8413\" src=\"https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-11-IDV-signer-3.gif\" alt=\"\" width=\"1526\" height=\"745\"><\/p>\n<p>The user takes a photo of his\/her ID and then a <i>selfie<\/i> to prove that the person presenting the ID is the same person whose image appears on the ID.<br \/>\n<img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-8414\" src=\"https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-12-IDV-signer-4.gif\" alt=\"\" width=\"1526\" height=\"745\"><\/p>\n<p>After successfully verifying your identity, click on &#8220;Continue with the signature&#8221; to access the documentation to be signed.<br \/>\n<img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-8415\" src=\"https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-13-IDV-signer-5.gif\" alt=\"\" width=\"1526\" height=\"745\"><\/p>\n<p>Once the signing process is complete, an audit trail is created that captures the details of the entire agreement process, from ID verification and authentication to electronic signature. This provides a complete record of the process, with strong identity assurance to ensure regulatory compliance.<\/p>\n<p>When using the ID verification option in <a href=\"https:\/\/www.onespan.com\/products\/identity-verification\" target=\"_blank\" rel=\"noopener\"><br \/>\n  <u>OneSpan Sign<\/u><br \/>\n<\/a>By using the ID verification option in OneSpan Sign, financial institutions and other organizations also build trust and provide a better customer experience, without the need for in-person office visits or manual identity verification processes.<\/p>\n<p>You can learn how easy it is to validate identity using the &#8220;ID verification&#8221; functionality in OneSpan Sign also through this video.<\/p>\n<p><b><span style=\"font-family: Montserrat; color: black;\">Video: How to validate signer&#8217;s identity using &#8220;Signer&#8217;s Identity ID Verification&#8221; in OneSpan Sign<\/span><\/b>[\/vc_column_text][vc_video link=&#8221;https:\/\/youtu.be\/-zTE7cz-tJE&#8221;][vc_empty_space height=&#8221;30px&#8221;][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_single_image image=&#8221;8416&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221;][vc_column_text css=&#8221;.vc_custom_1677669117162{margin-bottom: 30px !important;}&#8221;]OneSpan Sign now includes identity document verification as a method of authenticating the signer to validate their identity before they have access to important contracts and agreements. Verification of a valid identity document provides a higher level of identification, ensuring that people are who they say they are and [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":16671,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[480],"class_list":["post-21584","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-communication-solutions-with-legal-value"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Validation of identity using OneSpan Sign tool<\/title>\n<meta name=\"description\" content=\"OneSpan Sign includes ID document verification as a method of authenticating the signer to validate his or her identity.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mailcommsgroup.com\/en\/blog\/step-by-step-validation-of-a-signatorys-identity-by-using-the-onespan-sign-identity-verification-tool\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Validation of identity using OneSpan Sign tool\" \/>\n<meta property=\"og:description\" content=\"OneSpan Sign includes ID document verification as a method of authenticating the signer to validate his or her identity.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/mailcommsgroup.com\/en\/blog\/step-by-step-validation-of-a-signatorys-identity-by-using-the-onespan-sign-identity-verification-tool\/\" \/>\n<meta property=\"og:site_name\" content=\"Mailcomms Group\" \/>\n<meta property=\"article:published_time\" content=\"2021-11-16T12:50:33+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-09-08T07:28:41+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/mailcommsgroup.com\/wp-content\/uploads\/2021\/11\/onespan-01.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"768\" \/>\n\t<meta property=\"og:image:height\" content=\"512\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Mailcomms Group\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@CommsCustomer\" \/>\n<meta name=\"twitter:site\" content=\"@CommsCustomer\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mailcomms Group\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/mailcommsgroup.com\/en\/blog\/step-by-step-validation-of-a-signatorys-identity-by-using-the-onespan-sign-identity-verification-tool\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/mailcommsgroup.com\/en\/blog\/step-by-step-validation-of-a-signatorys-identity-by-using-the-onespan-sign-identity-verification-tool\/\"},\"author\":{\"name\":\"Mailcomms Group\",\"@id\":\"https:\/\/mailcommsgroup.com\/en\/#\/schema\/person\/c3a3ecfc795ade78319e6b1af9d65684\"},\"headline\":\"Step by step. 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